There has never been a a lot more significant time to assist our communities and companies that assist them thrive. Amongst overall health struggles thanks to COVID-19 and the financial impacts the pandemic has experienced on individuals and organizations, firms all over Michigan have stepped up to enable wherever they can. Blue Cross Blue Defend of Michigan and Blue Treatment Community have been a person of those people to increase to the problem.
New options for Michigan companies
As financial challenges grew with far more firms resorting to non permanent closures and layoffs, Blue Cross took action. The insurance policies supplier instated changes that allowed extension of protection for employees and retirees who have been briefly laid off or experienced minimized several hours. As well as, waiting periods for personnel who were being rehired just after a furlough have been waived so they could get care appropriate away. Blue Cross even produced the COVID-19 Compact Group Hotline — a specific support plan for little enterprises impacted by the pandemic.
With the rapid reduction people today necessary in area, Blue Cross Blue Defend of Michigan and Blue Treatment Community recognized that Michigan’s little and midsize corporations wanted a prolonged-expression alternative that would assist their bottom line. Now, the organization is supplying two improved plan possibilities: the BCN HMO Fixed Price strategy and the Blue Elect Moreover POS plan.
The BCN HMO Mounted Price tag approach allows customers to only spend a copay for specific companies in its place of a deductible or coinsurance. Plus, prescription drug protection is involved, as effectively as preventive treatment. With lessen overall health treatment costs, users can stress much less about generating finishes meet up with financially and make certain they are remaining wholesome.
In retaining with the mission of Blue Cross to make treatment cost-effective, the Blue Elect Additionally POS system combines affordability with adaptability for compact and big team customers. This program provides users accessibility to the largest HMO community of medical practitioners, hospitals and professionals in Michigan with lessen costs when observing in-community providers.
By featuring a huge array of treatment alternatives, Blue Cross assisted clear away the entry barrier for quite a few Michiganders who usually may perhaps not be ready to see the specialist they have to have.
Serving to communities in need to have
Quite a few users uncovered them selves beneath economical worry due to the pandemic. 1 way that Blue Cross was in a position to guidance them was to return more than $21 million to
present-day, below-65 particular person approach subscribers. This credit rating produces much-essential fiscal adaptability in a lot more than 180,000 Michiganders’ budgets.
Associates weren’t the only ones hurting — many other folks in our Michigan communities still essential assistance. As aspect of Blue Cross’ Strengthening the Security Internet plan, 47 Michigan clinics had been granted awards totaling $866,400 to assist them carry on to give no cost or low-price healthcare, dental and psychological wellness care companies to uninsured or vulnerable Michigan people. This therapy included sicknesses linked to COVID-19 and procedure for substance abuse disorders.
With particular protecting tools (PPE) in brief provide across Michigan, Blue Cross noticed one more way to support. Along with the Michigan Dental Association, Blue Cross Blue Shield of Michigan ideas to donate $1 million for the distribution of unexpected emergency PPE to assist dentists and people statewide.
To support overall health and wellness in our communities in a way that continue to keeps individuals safe, Blue Cross sponsors area functions in the Traverse Metropolis region, these types of as Norte’s National Walk and Bike to College Day. This function encourages everybody in the community to get a nutritious dose of physical exercise by going for walks or riding bikes to faculty. Individuals not attending in-particular person lessons ended up encouraged to trip close to the block or take a break and go for a stroll between their on the internet finding out classes.
Blue Cross also serves as a silver-stage sponsor of the annual North American Vasa Race, a ski tradition in the Traverse Town area.
For Blue Cross Blue Defend of Michigan, encouraging people is only a way of existence. It’s the insurance policies provider’s enterprise and philosophy to make certain the people today of Michigan have obtain to the overall health treatment they will need.
To discover much more about how a strategy from Blue Cross Blue Protect of Michigan and Blue Treatment Community can support your small business, take a look at bcbsm.com/employers.